Your coastal oasis awaits! This stunning villa home is situated in the waterfront gated community of Terra Ceia Golf and Country Club, a true hidden gem. Offering 3 bedrooms and 2 bathrooms, the villa features an open floor plan, vaulted ceilings, and luxury vinyl flooring throughout. The tastefully renovated kitchen is equipped with stainless steel appliances, quartz countertops, and updated accessories. Each spacious bedroom provides ample closet and storage space, while the bathrooms have been modernized for a fresh feel. For added peace of mind, the windows have been replaced with Storm Shield Hurricane windows. Also, plenty of storage in the oversized garage. Relax in your comfortable lanai and enjoy lovely views of the 7th tee box and fairway and those breathtaking sunsets. Residents can take part in golfing, fishing, and leisurely strolls along the 500-foot boardwalk pier to the beautiful Florida skies, birds, and mangroves. Dining and socializing are easy at the Terra Ceia Bay Country Club’s Back Bay Grill & Bar and Tiki Hut. Membership is optional for the public 18-hole par 62 executive golf course, which features a driving range, putting greens, pro shop, fitness center, pool, tennis, and pickleball courts. As a bonus, the seller will provide an Annual Pool Membership for the buyer. This priceless location on the west coast of Florida also offers easy access to the award-winning beaches of Anna Maria Island, Siesta Key and Clearwater Beach, with their soft sand, warm water, plentiful fishing, and a variety of boating options. Safe Harbor Regatta Pointe Marina is just 2 miles away. Major sports teams here in the Tampa Bay area, along with the numerous spring training locations, shopping, festivals, and award-winning restaurants. What are you waiting for? Don’t miss out on this incredible opportunity!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,940 | $1,914 | $2,428 |
Total Monthly Payment | $2,306 | $2,280 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.