Embrace the ultimate blend of charm and potential in this 3-bedroom, 2-bath waterfront home, complete with your very own private beach. Nestled in the desirable Causeway Isles, this residence offers the best of both worlds – tranquil Pinellas beaches and the vibrant downtown of St. Petersburg, only a short drive away. This home did experience water intrusion during Hurricane Helene. However, all kitchen cabinets remain in good condition, and every kitchen appliance is fully functional, making this an ideal investment opportunity. As you step inside, you’ll find a light-filled, open layout that invites easy, relaxed living. With multiple living areas, including a cozy living room and a sunny Florida room, the space flows effortlessly toward a beautiful patio and garden, with a dock and peaceful water views awaiting you. Imagine entertaining here – or simply unwinding in this serene waterfront setting. The primary bedroom, featuring an ensuite bath, offers a tranquil retreat, while two additional bedrooms provide welcoming spaces for family or guests. Outside, the path leads you to your private dock, perfect for boating, fishing, or simply taking in the coastal breeze. Included is a 12, 000 lb boat lift, this home is an angler’s paradise! This home is being sold as-is, offering a unique opportunity for those with a vision to either renovate or build new on this prime lot. The property is priced to reflect its condition, with affected drywall already removed and treated, allowing for a smooth transition into your dream remodel. Seize this rare chance to craft a custom waterfront oasis in a coveted location – don’t miss out! For a private viewing, reach out today, and step into your coastal dream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,866 | $4,929 | $6,673 |
Total Monthly Payment | $5,271 | $5,334 | $7,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.