Under contract-accepting backup offers. **Charming Updated 2-Bedroom Home on Lake Marie**
Seller Motivated. . . Bring your offers, NEW ROOF Prior to closing!! Welcome to this cozy and comfortable home on the lake! This beautifully updated 2-bedroom, 1-bathroom home is nestled in a family-friendly neighborhood, offering the perfect blend of comfort and relaxation. Situated on the picturesque shores of Lake Marie, this property is ideal for a new family or anyone looking to downsize as well as nature lovers alike. Step inside to discover a warm and inviting living space, featuring updated finishes that create a welcoming atmosphere. The kitchen has been updated (2023) with tile floors, live edge counter tops, custom cabinets with soft close and full depth drawers as well as a custom cabinet pantry. The updated bathroom (2024) combines style with functionality, ensuring a refreshing start to your mornings. The inside utility offers plenty of space and has been updated with a tankless water heater (2024) and also includes the washer and dryer. This home also features a bonus ADU home office space with AC perfect for anyone that works remotely. One of the most important updates to the home is the brand new septic (2023) and well (2024) featuring a 900 gal solid tank with modified system as well as new pex plumbing pipes. There's also a whole house filter with iron removal.
Step outside to your private outdoor oasis! The expansive deck (2022) overlooks the tranquil waters of Lake Marie, ideal for morning coffees, afternoon barbecues, or evening stargazing. The fenced in yard offers ample space for family or animals to play, and there's even room for gardening or outdoor activities. Other updates included New Replacement Windows (2016), Front Deck (2023), AC serviced and maintained properly and fresh paint inside and out. NO HOA and NO Water Bill. Conveniently situated within minutes to a variety of amenities, you’ll find restaurants, the Sunrail station, schools, parks, shopping centers, and public transportation all nearby. Enjoy the natural beauty of the St. Johns River, Gemini Springs and Blue Springs. . . just a short drive away, perfect for outdoor enthusiasts and nature lovers. Easy access to I-4 and 417 and centrally located between Orlando and beaches. Don’t miss your chance to make this charming property your own. Schedule a viewing today and envision the possibilities in this prime DeBary location!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,436 | $1,822 |
Total Monthly Payment | $1,641 | $1,622 | $2,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.