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11 Poinsettia DRIVE, Debary, FL, 32713 | $270,000
Under contract-accepting backup offers. **Charming Updated 2-Bedroom Home on Lake Marie**
Seller Motivated. . . Bring your offers, NEW ROOF Prior to closing!! Welcome to this cozy and comfortable home on the lake! This beautifully updated 2-bedroom, 1-bathroom home is nestled in a family-friendly neighborhood, offering the perfect blend of comfort and relaxation. Situated on the picturesque shores of Lake Marie, this property is ideal for a new family or anyone looking to downsize as well as nature lovers alike. Step inside to discover a warm and inviting living space, featuring updated finishes that create a welcoming atmosphere. The kitchen has been updated (2023) with tile floors, live edge counter tops, custom cabinets with soft close and full depth drawers as well as a custom cabinet pantry. The updated bathroom (2024) combines style with functionality, ensuring a refreshing start to your mornings. The inside utility offers plenty of space and has been updated with a tankless water heater (2024) and also includes the washer and dryer. This home also features a bonus ADU home office space with AC perfect for anyone that works remotely. One of the most important updates to the home is the brand new septic (2023) and well (2024) featuring a 900 gal solid tank with modified system as well as new pex plumbing pipes. There's also a whole house filter with iron removal.
Step outside to your private outdoor oasis! The expansive deck (2022) overlooks the tranquil waters of Lake Marie, ideal for morning coffees, afternoon barbecues, or evening stargazing. The fenced in yard offers ample space for family or animals to play, and there's even room for gardening or outdoor activities. Other updates included New Replacement Windows (2016), Front Deck (2023), AC serviced and maintained properly and fresh paint inside and out. NO HOA and NO Water Bill. Conveniently situated within minutes to a variety of amenities, you’ll find restaurants, the Sunrail station, schools, parks, shopping centers, and public transportation all nearby. Enjoy the natural beauty of the St. Johns River, Gemini Springs and Blue Springs. . . just a short drive away, perfect for outdoor enthusiasts and nature lovers. Easy access to I-4 and 417 and centrally located between Orlando and beaches. Don’t miss your chance to make this charming property your own. Schedule a viewing today and envision the possibilities in this prime DeBary location!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Electric Dryer Hookup, Laundry Room
- Year Built: 1957
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,038
- Acreage: 0.27
- Est. Taxes: $1,334
- View: Water
- Elem. School: Debary Elem
- Middle School: River Springs Middle School
- High School: University High School-VOL
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
- MLS#: O6254590
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/O6254590/11poinsettiadrive_debary_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 407-846-0940
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Poinsettia DRIVE, Debary, FL, 32713
$270,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $216,000 | $216,000 | $216,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
| Total Monthly Payment | $1,623 | $1,622 | $2,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388