Excellent value on this move-in ready 4BR home in the desirable Deer Run community. You will be impressed from the moment you arrive – tastefully landscaped front and paver driveway provide nice curb appeal. Step inside and walk down the entry hall to the heart of the home – open kitchen, living and dining space – a great gathering space. Built in 2024, this home reflects contemporary trends in design features and color tones. Ask your agent to see the features list for this model. Kitchen boasts granite counters, island with breakfast bar, closet pantry and sizable dining spot with direct access to the patio. Appliances included! Three-way split bedroom plan with primary suite in the back – ideal for privacy. Here you’ll enjoy a roomy bedroom, ensuite bath w/shower, and generous sized walk-in closet. Secondary bedrooms and two full baths are located off the main hallway in a split arrangement. These bedrooms are large enough to accommodate desks – perfect for those working from or studying at home. Other notable feature: water softener system recently added. Out back, you’ll appreciate having a paver patio for your outdoor grilling and social activities, and a newly fenced yard for privacy. Great location – new community with attractive amenity center (pool/play area) and easy access to shopping/dining venues (a mile to 17/92 and 3 miles to SR 27). Home shows well; come see all that it has to offer!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,129 | $2,688 |
Total Monthly Payment | $2,258 | $2,204 | $2,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.