**NEW ATTRACTIVE PRICE ADJUSTMENT**ASSUMABLE VA LOAN at 2. 25 interest rate**Cozy 3/2/Den/Florida Room Single Family Home on 1992 Heated SqFt, located in the desirable, quiet and NO FLOOD ZONE Spanish Park neighborhood at NW Bradenton, about 10 minutes driving in between the West bound breathtaking Anna Maria Island Beach and the East bound exciting waterside Downtown Bradenton. At a short drive also the Manatee Memorial and the HCA Florida Blake Hospitals, the GT Bray Park, the Bradenton Country Golf Club, the IMG Academy, the Shopping and many delicious Restaurants; the Sarasota-Bradenton Airport is about 10 miles away. The property has been totally remodeled in *2015 including Kitchen, A/C, Electric Water Heater, Appliances (except washer & dryer), Bathrooms, Flooring, Painting. Also in *2016 New Fence, in *2021 Backyard and Driveway paved, in *2023 New Windows (except in the Florida Room) and New Garage Opening System, in *10/2024 a NEW MOTOR in the A/C central unit has been placed including a full entirely cleaning. The backyard features a delightful Gazebo built in 2015, a nice small water fountain, a Storage Shed and a luscious Avocado Tree! The Florida Room is under air conditioned and large enough to fit furniture and a Pool Table with the seller happy to convey to new owner! The Two Cars Garage has the Laundry Area with a convenient sink, a Side Door and an extended Workshop area or room for a Golf Cart. In case of power outage, the garage has a 220V cable that can be plugged into the dryer outlet and connected outside with a generator, in order to have the fridge, the stove, the lights and the ceiling fans worked out (A/C excluded).
Book your showing today and enjoy the SW Florida Gulf Coast lifestyle at its best.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,579 | $3,272 |
Total Monthly Payment | $2,861 | $2,826 | $3,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.