Welcome to this beautifully upgraded Hawthorne II model in the desirable, gated community of Stillwater! Situated on nearly half an acre of lush, tropical landscaping in the X flood zone, this home offers outstanding curb appeal with a paver driveway and walkway, professional landscaping, garden curbing, and an irrigation system sourced from reclaimed water. Inside, the expanded split floor plan provides larger-than-standard bedrooms on each side, creating a comfortable layout for family and guests. Enter through a spacious screened entry and double doors into the formal living and dining rooms, where large sliders reveal views of the expansive paver lanai with a heated pool and spa featuring a waterfall. Vaulted ceilings and neutral tile in the main living areas give the home a bright and airy feel. The well-appointed kitchen offers stainless steel appliances, granite countertops, a built-in desk area, a walk-in pantry, and an open view to the family room, which provides additional access to the outdoor space, perfect for entertaining. The adjoining breakfast nook, with a beautiful aquarium-style window, offers superb views of the pool and backyard. The large, light-filled master suite includes a tray ceiling, double-door entry, two walk-in closets, direct access to the lanai and pool, and a luxurious en suite bathroom with a Roman shower, dual granite-topped vanity, and multiple storage closets. Guests will enjoy the oversized bedrooms one of which has dual walk-in closets offering ample storage space. The backyard, with mature landscaping for added privacy, also features an additional open-air paver patio. Additional highlights include impact windows, Force 12 High Impact Screens for the lanai, a reinforced garage door, and a whole-house generator with a buried 500-gallon propane tank and transferable warranty. The oversized garage is a rare find, measuring an impressive 31 feet wide by 22 feet deep, with epoxy coating and ample space beyond a standard 3-car garage with two large bays. Stillwater is an active community where you can enjoy neighborhood gatherings year-round. Just 3 miles from the Gulf beaches and conveniently close to the YMCA, Englewood Hospital, shopping, dining, and the charming, historic downtown Dearborn Street, known for its holiday events and weekly farmers market, this home offers a fantastic lifestyle. Schedule a private showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,253 | $4,176 |
Total Monthly Payment | $3,729 | $3,687 | $4,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.