Let me tell you about this absolute charmer in Seneca, just a quick 15 minutes from Clemson University. This little light-blue bungalow with its white board-and-batten accents practically screams “farmhouse cuteness, ” and it doesn’t just look the part—it lives it! Imagine having a front-row seat to all the festive magic as the holidays roll in. Step inside to find a floor plan that’s open and airy, perfect for mingling, decorating, and rearranging things until you find that perfect holiday setup. Oh, and there’s not a scrap of carpet in sight—just sleek, pet-friendly flooring, ready for all the paw prints your four-legged friends can muster. The kitchen is an all-white, granite-topped, stainless appliance dream. It's practically begging for cookie-making marathons, holiday feasts, or that 3 a. m. snack raid when no one’s watching. Plus, with a layout this open, you won’t miss a beat—chatting with guests, keeping tabs on the game, or, you know, just basking in the joy of your new digs. And the lot? It’s that perfect size: big enough for pets to explore without feeling like you’ll need a riding mower to keep up. Perfect for a holiday stroll or setting up a mini outdoor celebration. Trust me, this bungalow is ready to make the season sparkle. You bring the decorations; it’ll bring the charm. Oh, and let’s talk about Seneca, because this town is as sweet as a peppermint mocha! Seneca has that small-town charm where local restaurants and shops make you feel right at home. You’ll find cozy coffee spots perfect for a latte fix, bakeries with treats that make you consider dessert-for-breakfast a valid life choice, and family-owned diners that know just how to make a Southern breakfast. There’s a bit of everything—boutiques with unique finds, antique shops to wander through, and festive events that make the whole town feel like a holiday postcard. Plus, with Lake Keowee nearby, you’ve got the perfect weekend retreat just around the corner. Trust me, you’ll fall in love with Seneca just as fast as you fall for this adorable bungalow!
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,435 | $1,821 |
Total Monthly Payment | $1,538 | $1,536 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.