This charming home on the Pawtucket/Central Falls line offers a perfect blend of historic elegance and modern convenience. With nearly 10 ft ceilings and an abundance of natural light, the 5 bedroom, 1. 5 bath home is filled with timeless character. The covered porch, complete with a copper roof and stately columns, invites you into a space where old world charm meets thoughtful updates. Inside, you'll find stunning hardwood floors with decorative inlay, crown molding, and an impressive staircase that showcases the meticulous craftsmanship throughout. The spacious great room with wood burning fireplace provides the perfect setting for cozy gatherings, while an additional living room, currently being used as a bedroom, adds versatility to the layout. The first floor bedroom, along with large sunlit bedrooms upstairs, ensures ample space for family or guests. Unique features like the soapstone sink, oversized clawfoot tub, and abundant attic storage contribute to the home's distinctive appeal. The vinyl siding, detached 1 car garage, and plenty of off street parking add modern convenience to this historic treasure. A flat, expansive yard on a large lot offers opportunities for outdoor activities or relaxation. Located within walking distance to the Pawtucket train station, this home is perfect for commuters. Subject to the seller finding suitable housing, this property provides a rare opportunity to own a piece of history with all the comfort and charm you could desire.
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$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,555 | $2,523 | $3,238 |
Total Monthly Payment | $2,944 | $2,912 | $3,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.