Enjoy the best of both worlds. Start your morning with a cup of coffee in your screened lanai overlooking the serene pond in your back yard as the sun rises over Tampa Bay. Step outside and take a stroll down the boardwalk, past the pool, tennis/pickleball courts and reservable cabana and barbeque area, through the gated entrance to beautiful Philippe Park. Stop with your fur baby at the fenced run on the way or continue on for fishing, boating or a hike through the oaks. Take the bike paths for miles of exercise on the Ream Wilson Trail. In the evenings take a walk or golf cart ride to the bustling downtown Safety Harbor and its many boutique shops, pubs and eateries, hosting numerous music and art festivals throughout the year. Get a massage at the luxurious Safety Harbor Spa. It just doesn’t get any better than this!
Back at home, this bright and airy, two bedroom, two bath villa is located in the desirable, deed restricted community of Philippe Bay. Cook a gourmet meal in your L. G. equipped stainless steel kitchen while gazing at the breathtaking scenery. There is a closet for your full-size washer and dryer and a nook for a home office area. The kitchen, entrance area and two full baths floors are covered with ceramic tile. The living area and master bedroom boast vaulted ceilings and top of the line wood laminate flooring . Both have sliding glass doors leading to the lanai. Cozy up on those cool Florida nights by the wood burning fireplace. The master has a walk-in closet, tiled shower and a vanity area for the ladies. Gardeners will love the lush tropical landscaping and shed for your tools. There is a detached garage and long driveway providing plenty of parking. H. O. A. fees are only $176 monthly and include use of amenities, common area maintenance and Spectrum cable TV and internet! There are also ceiling fans in every room and a Ring security system for your comfort. The roof was replaced in 2017 and HVAC in 2019, so no worries about those big-ticket items.
This ideally situated, high and dry gem is just 20 minutes to Tampa Airport and 30 minutes to world famous Clearwater Beach. Don’t miss the opportunity to make this affordable piece of paradise your full-time home, winter escape from the cold or excellent investment property. This is exactly what you are looking for. Call for a tour today!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,993 | $2,529 |
Total Monthly Payment | $2,170 | $2,142 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.