Salem, SC, 29676 | $450,000

The Keowee Life! Live it. Love it. Lake it. A wonderful Lake Keowee experience awaits you in Keowee Key, the gated golf, tennis, and pickle ball community with two private marinas and an array of amenities to rival any gated community! This home features a flat driveway and a 2-car garage with just one step into the house. As you enter the front door, natural light assails you through the wall of sliding glass doors extending across the back of the house. Designed for main floor living, your expanded living area extends to the terrace level ideal to accommodate family or treasured guests. The covered front porch opens into the foyer. Immediately you are enveloped in natural light. The living room features a cathedral ceiling and extensive glass doors leading to the deck. This space extends into the dining room and then into the kitchen and sunroom where the fireplace adds ambiance. New luxury vinyl flooring has been installed in the kitchen and sunroom. Completing this side of the home is the laundry room and the garage. The Master bedroom ensuite is on the opposite side of the home providing privacy from guests. The Master bathroom and closets complete the suite. There is a second bedroom on the main level and has access to a second full bathroom. The terrace level recreation room has glass doors leading to the deck. There are the third bedroom and third full bathroom and the fourth bedroom that was used as an office and a full workshop. This home boasts plenty of storage. Keowee Key Association annual fees are $5076 for 2024. The New Owner Capital Assessment fee is $6, 855 for 2024 and is paid by New Owners purchasing in Keowee Key. Homeowner Associations often make changes. It is advised that interested parties contact the Homeowner’s Association or related management company for complete and up-to-date dues and/or transfer fees etc.

Features

  • Amenities: Boat Storage, Clubhouse, Common Areas, Fitness Center, Gated, Golf, Recreational Path, Playground, Security Guard, Sidewalks, Tennis Court(s), Water Access, Dock, Boat Ramp, Dog Park, Storage, Community Center, Marina
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: 1st Floor, Laundry Closet, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch
  • Year Built: 1988
  • Garage: 2-car Attached
  • Heating: Electric, Forced Air, Multi-Units, Heat Pump
  • Cooling: Central Air, Electric, Heat Pump
  • Basement: Full, Walk-Out Access, Interior Entry
  • Acreage: 0.9
  • Est. Taxes: $1,212
  • HOA Fee: $5,076 Annually
  • Lot Desc: 1/2 - Acre, Few Trees, Interior Lot
  • Elem. School: Keowee
  • Middle School: Walhalla
  • High School: Walhalla
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1541256
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/1541256/_salem_sc?source=qrflyer
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Listing courtesy of Keller Williams Seneca   Phone: 864-482-2700

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NMLS Mortgage Loan Originator ID 7654

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Salem, SC, 29676

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $101 $101 $101
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,393 $3,036
Total Monthly Payment $2,571 $2,569 $3,212

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.