195 Gulf Rd Extension, Rensselaerville, NY, 12147 | $275,000
This sounds like a truly idyllic spot for someone seeking a peaceful and scenic lifestyle. Here are the highlights: Tranquility and Nature: Live in a beautiful setting surrounded by state land, offering serenity and escape from the hustle and bustle. Modern Home: Enjoy a comfortable and new (built in 2017) 2 bedroom, 2 bathroom house on a spacious half-acre lot. Ample Space: The brand new 2-car garage with a large loft provides additional living area that could be a bedroom, family room, or whatever suits your needs. Outdoor Activities: Huyck Preserve with Lake Myosotis is nearby, offering swimming (with a beach pass), kayaking, hiking, and a chance to commune with nature. Convenient Location: The property is close to the towns of Middleburgh and Cobleskill, and has good proximity to Albany for when you need to access city amenities. Overall, this seems like a perfect place for someone who wants a peaceful life surrounded by nature, with easy access to outdoor activities and nearby towns.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story,Ranch
- Year Built: 2017
- Heating: Forced,Hot Air
- Basement: No basement
- Approx Sq. Feet: 1,073
- Acreage: 0.5
- School District: Middleburgh
- MLS#: 152511
- Days on Market: 230 days
- Website: https://www.raveis.com
/prop/152511/195gulfrdextension_rensselaerville_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
195 Gulf Rd Extension, Rensselaerville, NY, 12147
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,519 | $1,482 | $1,871 |
| Total Monthly Payment | $1,594 | $1,557 | $1,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535