Welcome to 9 Cross Street in Kinderhook. . . This charming 3-bedroom, 1 and a half bathroom raised ranch sits proudly on a spacious one-acre corner lot, offering privacy and room to roam. Step inside to discover a well maintained interior with an inviting floor plan. The main living area boasts abundant natural light and opens to a tastefully appointed kitchen and dining space, ideal for both daily life and entertaining. Downstairs, a large bonus room and a cozy office provide a quiet retreat for work or study, with potential for a playroom, guest room, or extra storage. Outside, the property truly shines - a meticulously designed back patio invites you to relax and unwind, complete with a built-in area for outdoor dining and a refreshing above-ground pool, perfect for summer gatherings and relaxation. The surrounding yard is lush and well-kept, offering space for gardens, pets, and play. Located just minutes from Kinderhook's charming shops, eateries, and scenic trails, this home provides a perfect balance of small-town charm and modern convenience. Ichabod Crane schools, easy commute to both Hudson and Albany. A perfect place to call home. OPEN HOUSE Saturday November 9th 1-3pm
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,039 | $2,037 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.