2. 25% Assumable VA loan available! Welcome to this stunning waterfront home featuring vaulted ceilings and expansive, new sunlit windows that frame the picturesque views of the Lake. This home offers the perfect blend of elegance and comfort with 4 bedrooms, 2. 5 baths, and a spacious dining and living area that opens onto your personal large deck. It's perfect for waterfront dining or just relaxing with favorite beverage as you take in the tranquil view. The main floor is thoughtfully designed featuring a master bedroom, master bath(with walk-in closet), a beautiful light filled living dinning room combination with a 13 ft. vaulted ceiling, kitchen and a laundry area with a guest bathroom. The living, dining and master bedrooms are accented with gleaming wood vinyl floors. Upstairs are three (3) additional rooms providing flexible space for bedrooms or offices, with one of them oversized so that it can be used as a generous guest suite or possibly even a second primary bedroom. This wonderful home is located close to Atlantic Blvd, Beach Blvd, Butler Blvd (202), the St Johns Town Center, and several major universities and colleges. Just minutes from Jax and Atlantic Beach where you'll have unlimited access to sun, surf and sand. Convenience is paramount with shopping, restaurants, fitness centers, top rated schools and medical facilities all within walking distance. Even the world-famous Mayo Clinic is less than 3 miles away. Nestled in the quiet residential neighborhood of Pelican Bay on a friendly cul-de-sac, this home combines a sense of seclusion with proximity to everything you need and the very best Jacksonville has to offer. What are you waiting for? Come see it! Seller's VA Loan Assumable to Veterans only. See list of abundance additional "Upgrades and Features" to home under Documents tab. Note: Security Cameras - Audio and Visual in place throughout home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,983 | $2,910 | $3,674 |
Total Monthly Payment | $3,091 | $3,018 | $3,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.