Nestled in a highly desirable neighborhood, this charming colonial-style home offers 3 generous-sized bedrooms and 2. 5 bathrooms. Set on a peaceful . 63-acre lot, this home is the perfect blend of classic style, potential, and convenience. Upon entering through the double doors, you'll be greeted by a welcoming entryway that leads to a spacious living room. The den is a cozy retreat, featuring a fireplace and a sliding door that opens to the expansive backyard, ideal for outdoor entertaining or relaxing in privacy. The eat-in kitchen provides a comfortable space for casual dining, while the formal dining room offers additional space for larger gatherings. Hardwood floors run throughout the bedrooms, with the primary bedroom offering an en-suite full bathroom for added privacy and convenience. The home has a 2-car attached garage, with ample storage and easy access. The large, level lot offers plenty of room for gardening, play, or potential future expansion. While this home would benefit from some cosmetic updates, it has great bones and is ready for you to put your personal touch on it. Features like oil heat, city water, and a newly installed septic tank add value and peace of mind. Located close to shopping, restaurants, the town rec center, I-95, and a quick commute to Yale New Haven and the train station, this home offers both tranquility and convenience in an unbeatable location. With a little vision, this home can truly shine. Discover the potential this property holds!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,118 | $2,116 | $2,685 |
Total Monthly Payment | $2,870 | $2,868 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.