311 KELLET Way, St Johns, FL, 32259 | $390,000

Embrace the tranquil lifestyle of your dreams in the exclusive gated 55+ community of WaterSong at RiverTown. Located across from a wooded nature preserve, this 2 bedroom, 2 bathroom Ocean model Villa awaits as your perfect retirement oasis. As you enter, you'll notice electric privacy shades for both the glass front and back slider doors, offering convenience and privacy. An open layout and great room create a perfect space for relaxing or entertaining. The contemporary kitchen features white and gray quartz countertops, dining island, a striking horizontal hexagon tile backsplash, and stainless steel appliances. Additional features include white cabinetry with linear hardware throughout, wood plank tile flooring for a modern and elegant feel, 2-car garage, den/flex room with French door entry, drop zone and a primary ensuite bedroom with a zero-entry shower, quartz countertops, framed mirrors and a large walk-in closet. Step outside to the screened lanai with paver hardscape and take in the picturesque views of palm and pine trees. Residents of WaterSong also have access to the planned amenities center, offering pickle ball courts, a sparkling pool, gym and clubhouse in addition to all the wonderful amenities that the Rivertown community has to offer. Minutes to shopping, dining, and renowned medical facilities.

Features

  • Amenities: Basketball Court, Boat Dock, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,514
  • Acreage: 0.09
  • HOA Fee: $358 Monthly
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Freedom Crossing Academy
  • Middle School: Freedom Crossing Academy
  • High School: Bartram Trail
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2055078
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/2055078/311kelletway_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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311 KELLET Way, St Johns, FL, 32259

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,076 $2,050 $2,631
Total Monthly Payment $2,151 $2,125 $2,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.