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302 S Mountain Road, New City (Clarkstown), NY, 10956 | $749,000
Two in one! Single family property but with two almost-separated and side-by-side houses connected with a door way and with two Legal Kitchen! Good for a large family or mother-daughter arrangement! This property has the lake access right to Lake Lucille. While it is in the community, there are very limited restrictions on the property itself. It has plenty of parking spaces. THE HOUSE IN THE LEFT: built in 2009, 1023 Square feet, one large bedroom, one bedroom, kitchen, dining room and living room, laundry hook up on the main floor, full and unfinished and walk-out basement basement for additional potential. THE HOUSE IN THE RIGHT: built in 1930's, 1053 Square feet, 3 bedrooms; two full bathrooms, dine-in kitchen and living room, laundry hook-up, partial basement. OUTSIDE: 447-Square-feet SHARED deck, one detached car garage with drive way parking on the side, one shed, additional two gravel parking spots in the front (costing only $2000 to do black top pavements when weather permits). KITCHEN APPLIANCES: two sets of stainless kitchen appliances will be installed before closing by the seller. TAXES: the taxes will be lower about 10% as the grievance has been approved by the town.
Features
- Town: New City
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Style: See Remarks, Ranch
- Year Built: 1930
- Heating: Natural Gas, Hot Water
- Cooling: Central Air
- Basement: See Remarks
- Approx Sq. Feet: 2,078
- Acreage: 0.36
- Est. Taxes: $15,750
- HOA Fee: $64 Monthly
- Water Front: Yes
- Elem. School: Woodglen Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- MLS#: H6335271
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/H6335271/302smountainroad_newcity_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
302 S Mountain Road, New City (Clarkstown), NY, 10956
$749,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,313 | $1,313 | $1,313 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
| Total Monthly Payment | $5,390 | $5,386 | $6,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535