SPEND THE HOLIDAY IN YOUR NEW HOME! HIKING! WINERIES! APPLE PICKING! BIKING! WALKING TRAILS! All of this can be found in this Hamlet of Wallkill adorable cape cod home! This home has had an entire renovation completed in 2020 complete with redone oak flooring, new appliances, closets upgrades, kitchen cabinets and granite countertops. Just unpack and enjoy your new home. There's an unfinished walk up attic that can be completed to be used as an additional bedroom or den/office area. In the summer, sit under your huge oak trees and enjoy the sounds of nature. In the winter, cozy up to your propane gas fireplace and watch the snow fall. Municipal Water and Sewer! This home is move in ready! Electrical system is installed and ready for your pool! It is only a little over an hour drive or train ride to NYC. Metro North is only 25-30 minutes from this home. You are minutes away from Gardiner and all the Shawangunk Mountain activities, such as mountain climbing, hiking, swimming, apple and pumpkin picking, bike and walking trails and all the wineries! The best of the Hudson Valley restaurants are only minutes away. Once you view this home, you will want to stay. Schedule a showing today!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $2,135 | $2,133 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.