One or more photo(s) has been virtually staged. MOVE IN READY! RESIDENT OWNED 55+ ( Minimum Age 40) GATED COMMUNITY WITH MANY COMMUNITY AMENITIES LOCATED IN POPULAR CENTRAL FLORIDA! MAKE THIS YOUR WINTER RETREAT OR FULL-TIME HOME. This partially furnished home lives large with 1, 671 Sq. ft. of living area, 2, 156 Sq. Ft. total area and includes an 8. 5' X 21' bonus room with a pass-through to the kitchen. The home was painted inside and out in 2020, new roof and gutters in 2023, Shaw luxury vinyl plank flooring installed in 2023, hot water heater was replaced in 2021, and new stainless steel appliances, ceiling fans, and bathroom updates in the last few years. This home is designed with split bedrooms, and a light and bright open floorplan. Upon entering you will notice the high ceilings and decorative plant shelves. The kitchen features deluxe stainless steel appliances, plenty of counter space, raised panel oak cabinetry, a dual bowl sink w/ highrise faucet, and a breakfast bar. The dining area and bonus room are conveniently located to make entertaining a breeze. The spacious primary suite and ensuite bathroom feature a tiled walk-in shower, oversized garden tub with tile sourrounds, dual sinks and a walk-in closet. The additional bedroom with large closet has easy access to the hall bath with a tub/shower combination. The driveway and entry have been upgraded to interlocking pavers and has a 26 foot wide car parking area. The garage includes storage cabinets, a laundry tub, side entry door and a bonus sliding screen garage door. Lake Henry Estates is an active, gated, community with so much to offer! The seller will assign the buyer one voting share in the Sweetwater East Investment Co after closing. The monthly maintenance fee includes 8000 gallons of water, sewer, internet, cable TV, & use/care of most amenities. Trash removal is included in your taxes. Community amenities include a 12, 000 SF clubhouse w/library, pub, ballroom, gym & billiards room; social activities; 9-hole executive golf course (additional golf membership $200. 00 yearly); heated pool & spa; tennis, pickle ball & shuffleboard courts; woodworking shop; RV storage; & boat dockage. This conveniently located community is close to shopping, medical clinics, hospitals, HWY 27 and I-4! Easy access to Tampa, Orlando, beaches & area attractions. 55+ COMMUNITY, (MINIMUM AGE 40). MAY HAVE 2 PETS UP TO 20# EACH. $300 ONE-TIME FEE FOR NEW RESIDENTS. All information and measurements are believed to be accurate but not guaranteed and should be verified by the buyer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $226,400 | $226,400 | $226,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,505 | $1,926 |
Total Monthly Payment | $1,796 | $1,757 | $2,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.