Welcome to Bahia Lakes, a serene coastal community nestled near the sparkling waters of Tampa Bay. As you arrive at this charming 3-bedroom, 2-bathroom home, you’re greeted by beautifully manicured landscaping that frames the inviting exterior. Step inside to discover a light-filled space, where high ceilings and abundant natural light create a warm and welcoming atmosphere. The open-concept layout effortlessly connects the great room, kitchen, and dining area, making it perfect for both relaxing and entertaining. The kitchen features a generous breakfast bar with ample room for barstool seating, complemented by sleek stainless steel appliances, pristine white cabinetry, a modern backsplash, and a pantry for extra storage. The dining room offers a cozy built-in bench with beadboard detailing, adding character and charm to the space. The expansive owner’s suite is a true retreat, featuring a spacious walk-in closet and a private ensuite bathroom. This well-designed split bedroom floorplan ensures privacy, with the guest bedrooms conveniently located near the guest bath. An indoor laundry room adds convenience to your daily routine. Outside, the large fenced backyard is your private oasis, offering plenty of room to add a pool if desired. A pathway leads to a firepit area—perfect for evenings spent with friends and family. Bahia Lakes provides affordable HOA fees and wonderful amenities, including a lakefront clubhouse with a community pool, a playground, and scenic trails that wind through the neighborhood. Just minutes from E. G. Simmons Park, you’ll have easy access to camping, a public beach, and water activities along Tampa Bay. With proximity to US-41 and I-75, commuting to Tampa, St. Petersburg, or Sarasota is a breeze. Don’t miss out on this inviting home—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,749 | $2,220 |
Total Monthly Payment | $2,305 | $2,281 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.