This three-bedroom Cape is perfect for those seeking a cozy retreat with Locke & Halfmoon Lake access. Seller owned, solar panels save a monthly expense too. There’s a welcoming new front trek porch, with beige vinyl clapboard siding that adds to its New England charm. A newer paved driveway and fenced north side make for additional privacy, there’s even a connection for your EV car and a portable generator. Well-established and mature landscaping gives this home genuine curb appeal. Luxury vinyl floors throughout the first level make for easy maintenance. The living room is further complimented by a wood stove which generally keeps both the first and second floor toasty. The large living room is the perfect place for gathering with family and friends and opens to the kitchen and central hall. The kitchen is fully applianced and the dishwasher has never been used. It’s bright with ample cabinet space, making it ideal for cooking. The floating island makes is perfect for entertaining. Running off the central hall is a good-sized dining area, a full bath and first floor bedroom. The second floor is perfect for visiting guests or family members. The two upstairs bedrooms and ¾ bath are invitingly decorated in knotty pine. Both bedrooms are super-sized with plenty of closet and storage space in each. Outside, the property boasts a generous yard, perfect for outdoor activities such as gardening. Locke Lake residents can take advantage of the recreational facilities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,152 | $3,149 | $3,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.