Charming in town home just a mile and a half from picturesque Lake Fairlee. This property is the perfect opportunity to live in the main house and have a fantastic space for guests, an in-law suite or even rental income from the attached apartment. The two-bedroom home is full of warmth and character. Sunlight fills the entire home creating a welcoming ambiance that is perfect for relaxing or entertaining. The upstairs level features two comfortable bedrooms and a full bathroom with washer/dryer. A peaceful reading nook at the end of the hall rounds out the space. On the main floor, you will find a versatile office or den area attached to a 3/4 bath, along with a well-equipped kitchen and adjoining dining room, ideal for both casual meals and special gatherings. Downstairs, a two-car garage provides convenient parking and leads into a spacious basement, offering ample storage options. An additional barn on the property further expands the storage and provides possibilities for any hobby or workspace needs. Attached to the main home is a one-bedroom apartment thoughtfully designed with a full kitchen and a combined dining/living area with beautiful exposed barn beams. A private bedroom and an attached 3/4 bathroom are just off the living space. It also includes a washer and dryer, adding extra convenience. This delightful home combines comfort and functionality with the added perk of lake proximity, making it a perfect retreat near both town amenities and natural beauty.
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,834 | $2,337 |
Total Monthly Payment | $2,413 | $2,389 | $2,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.