235 Sias Avenue, Newport City, VT, 05855 | $189,000

Currently being used as a duplex and both units are rented. Easily convert back to a single family with 3 bedrooms on the first floor and 2 bedrooms on the second floor. Great location within walking distance to the elementary school and to the high school. Detached 2 car garage with electric opener. 2021 new roof on the house. Insulated in 2018. New fuel tank in 2021. Convert back to single family, or live in one and rent the other. Appliances in both units are included with washers and dryers. $1400 for the 1st floor unit with heat and electric. $1, 050 for the upstairs unit.

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1900
  • Garage: 2-car Garage
  • Heating: Oil,Forced Air
  • Cooling: None
  • Basement: Full,No Tenant Access
  • Approx Sq. Feet: 2,432
  • Acreage: 0.34
  • Est. Taxes: $3,417
  • Lot Desc: City Lot,In Town,Near Country Club,Near Golf Course,Near Shopping,Neighborhood,Near Hospital
  • Elem. School: Newport City Elementary
  • Middle School: North Country Junior High
  • High School: North Country Union High Sch
  • School District: North Country Supervisory Union
  • MLS#: 5021124
  • Website: https://www.raveis.com
    /prop/5021124/235siasavenue_newportcity_vt?source=qrflyer
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Listing courtesy of Conley Country Real Estate & Insurance   Phone: 802-766-2401
Listing Agent: Lori Roberts

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235 Sias Avenue, Newport City, VT, 05855

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.802% 5.990%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $981 $968 $1,256
Total Monthly Payment $1,341 $1,328 $1,616

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.