5417 Emerald Bay LANE, Lady Lake, FL, 32159 | $559,900

OK! You been looking at a bunch of houses - Some are too big and don't have the features you really want - others are too old and cost too much to update and /or add what you want - and many have a view of your neighbor's house no matter what window you look out of.

Well Relax. This is your home. Picture yourself in this remarkable four bedroom, two bath, two-year old home which sits high on a bluff overlooking the hills of Harbor Hills. Start your day with stunning sunrises over Lake Griffin or watch Space-X launches right from your front yard. End the day with amazing sunsets while floating in your pool or relaxing on the lanai making s'mores with family and friends. You’ll look forward to spending weekends working on your hobbies in your fabulous full-size, third car air-conditioned garage/workshop. The possibilities are endless. See images.
This move-in ready house was custom-built for the current owners and is less than three years old; this means lower costs with newer stainless appliances, HVAC, roof, irrigation system, more updated building codes and less wear and tear. AND, it already includes a lot of upgrades you desire including: plantation shutters throughout, extra-large granite island and countertops, durable luxury vinyl plank (LVP) flooring, walk-in pantry, soft-close kitchen drawers and two large walk-in closets in the main bedroom. The front “den” was converted into the 4th bedroom with a sizeable closet and a huge arched window. it would also make a fantastic office or crafts room. Great sunlight and the closet can hold lots of supplies
The saltwater pool is easy to maintain and is heated with an economical heat pump for year-round use. The back yard offers a relaxing garden vista. Relax under a shady tree while watching butterflies, hummingbirds and sand hill cranes flying by.
Harbor Hills is not age restricted, so you are likely to get a dozen or so trick-or-treaters a year. Of course, this doesn’t mean you couldn’t buy one hundred of your favorite candy bars “just in case”! Home is surrounded by fabulous neighbors who actually look after and help each other.
This special house is a place to look forward to coming home to. It seems to wrap itself around you and says, “Welcome home. Kick your shoes off and relax. I got this. ” Call for your tour today. We think you’ll agree.
Harbor Hills is located down a quite country road only four miles from US441/27 and is closer to more shops and restaurants for your convenience. It’s a quiet place where you can relax in peace and/or raise a family in a safe environment. This home is priced to sell, and the owner is motivated!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,043
  • Acreage: 0.39
  • Est. Taxes: $5,172
  • HOA Fee: $505 Quarterly
  • Pool: Heated, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: G5088886
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/G5088886/5417emeraldbaylane_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 7:05:06 PM)
Listing courtesy of RE/MAX FOXFIRE - LADY LAKE   Phone: 352-750-5110

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5417 Emerald Bay LANE, Lady Lake, FL, 32159

$559,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $447,920 $447,920 $447,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $431 $431 $431
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,980 $2,977 $3,777
Total Monthly Payment $3,503 $3,500 $4,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.