653 Avenue A SW, Winter Haven, FL, 33880 | $284,950

Seller willing to contribute up to $6, 500 towards a 2-1 Temporary Interest Rate Buydown with preferred lender! NEW ROOF JUST INSTALLED. Located blocks from Lake Howard, and restaurants, bars, and shopping, this newly renovated home is near everything Winter Haven has to offer! The interior has been fully updated with a spacious brand-new kitchen with stainless steel appliances, granite countertops and cabinetry, new A/C upstairs, updated electrical and plumbing, all new flooring, light fixtures, ceiling fans, and fresh paint. This home also maintains some of its original character, featuring beautiful wood-trimmed windows, built-ins throughout the home, a brick fireplace in the living room with wood mantle and tile hearth, and antique doorknobs. Each bedroom is spacious, and the primary bedroom is located downstairs with an updated ensuite bathroom. Outside, this home features a sidewalk and charming picket fence in the front welcoming you to the spacious enclosed front porch. The large rear yard hosts a screened-in porch and detached patio. The exterior has also been updated with new landscaping and fresh paint.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 128
  • Laundry: Other
  • Year Built: 1920
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,900
  • Acreage: 0.15
  • Lot Size: 50 x 128
  • Est. Taxes: $2,264
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: L4943166
  • Days on Market: 222 days
  • Website: https://www.raveis.com
    /prop/L4943166/653avenueasw_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 8:32:10 PM)
Listing courtesy of PORCHLIGHT HOMES LLC   Phone: 863-686-7888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

653 Avenue A SW, Winter Haven, FL, 33880

$284,950

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $227,960 $227,960 $227,960
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,574 $1,536 $1,939
Total Monthly Payment $1,838 $1,800 $2,203

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.