3098 Gulf Winds CIRCLE, Hernando Beach, FL, 34607 | $1,200,000

RARE FIND: Homes on this road RARELY SELL. Now is your opportunity to take on a cleanup & demo project and put your finishing touches on your Gulf Front dream home at a discounted price. Don't overpay for coastal living!
This home has taken significant damage on the ground level from Hurricane Helene and requires demo & cleanup. The upper living space was untouched by hurricanes Helen and Milton. Damage to the ground level includes, damage to breakaway walls, destroyed
downstairs apartment & bathroom, damage to walls at bottom level of interior stairwell, mold intrusion into garage, exterior stucco cracked near stilts and windows, pool filled with saltwater, garage panels damaged, pool deck cracked and soil erosion, rear landscaping erosion.
While this community is in an ongoing state of recovering from Hurricane Helene, soon enough everyone will wish they took the opportunity to buy their Gulf Front dream home (With a boat lift and so many extras) at this low discounted price!

Discover this stunning home on Gulf Winds Circle in Hernando Beach, FL—truly a rare gem! Experience the best sunrise and sunset views in all of the area, with breathtaking panoramas overlooking the serene flats. This spacious 4-bedroom, 4-bathroom residence boasts over 3, 200 sqft of luxurious living space, perfect for both relaxation and entertainment. Enjoy unobstructed views and direct access to the Gulf of Mexico, allowing you to launch your adventures within minutes thanks to your private electric boat lift just across the street. The oversized master suite offers a private retreat, while the living room and screened-in upstairs deck invite you to soak in the beauty of living directly on the Gulf with large, open windows with a breath taking view. Step outside to find a beautiful pool just steps away from the Gulf, complete with a connected jacuzzi tub—the ideal spot for fun, relaxation, and hosting unforgettable gatherings with loved ones. The in-law suite downstairs adds versatility, featuring its own bathroom, cooking area, and captivating Gulf views. Entertain guests in the expansive downstairs area, complete with a wet bar and entertainment seating. This home is filled with charming details—high-quality window shutters, hurricane-rated sliding doors, tropical ceiling fans, and elegant tray ceilings enhance the ambiance. With ample storage and thoughtful design, you’ll find comfort at every turn.
Located just a short stroll from vibrant restaurants, bars, and coastal shops along Shoal Line Blvd, you’ll love the convenience of being close to Linda Peterson Park, Roger’s Park, Pine Island, Bayport, and the enchanting Weeki Wachee Springs—all within a 10-minute drive. Enjoy the best of both worlds: a peaceful community atmosphere with quick access to the excitement of Tampa, Clearwater, and St. Pete, all just an hour away. While this home has been damaged, it is offered at a large discount and there is no better time to buy & customize your dream home! Don’t miss your chance to own this slice of paradise—schedule your showing today!

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 133 x 162.5 x 44
  • Laundry: Laundry Room, Upper Level
  • Style: Coastal, Elevated
  • Year Built: 1989
  • Garage: 2-car Garage Door Opener, Oversized, Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,698
  • Acreage: 0.34
  • Lot Size: 133 x 162.5 x 44
  • Est. Taxes: $7,068
  • Lot Desc: FloodZone, In County, Near Marina
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: TB8305480
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /eprop/TB8305480/3098gulfwindscircle_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 2:07:49 PM)
Listing courtesy of DENNIS REALTY & INVESTMENT COR   Phone: 352-606-3911

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3098 Gulf Winds CIRCLE, Hernando Beach, FL, 34607

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $589 $589 $589
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,227 $6,147 $8,429
Total Monthly Payment $6,941 $6,861 $9,143

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.