Welcome to Gulf Harbor your private boater's paradise!! This hidden gem of a community is located in North Naples, West of 41, no HOA fees & only a short boat ride through the backwaters out Wiggins Pass to The Gulf of Mexico. Did you hear me say NO HOA FEES & the home has it's own private boat ramp!!! This 2BR+den / 2BA "Florida Style" stilt home is 1614 sq ft home under air and 4083 total sq ft when you include the 1482 sq ft four car garage located under the upstairs living area, a huge 2nd floor 403 sq ft open air deck overlooking the Gulf waters with serene "Preserve" mangrove views. The home was built in 1996 and has been impeccably maintained by the original owners. The home boasts real hard wood flooring throughout with only carpet in the primary bedroom. The primary bed has french doors that open up to the open air deck, a large walk in closet and a primary bath w/ dual sinks and a large free standing soaking tub & separate shower. The den lives like another bedroom just without the closet while the "En Suite" guest bedroom has an attached bathroom. The family room is located just inside the front door which flows perfectly to the open air outdoor deck, dining room & kitchen. Gulf Harbor is one of the most sought after boating Gulf access neighborhoods located just minutes to Mercato & Waterside Shoppes, the white sandy beaches at Delnor Wiggins State Park & Vanderbilt Beach & plenty of other dining and shopping options.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $788,000 | $788,000 | $788,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,046 | $5,111 | $6,864 |
Total Monthly Payment | $5,362 | $5,427 | $7,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.