Welcome to 101 Victoria Place, a beautiful 3-bedroom, 2. 5-bathroom corner end-unit townhouse located in the sought-after Stratford Park 55+ community in Melville. Built in 2012, this meticulously designed home features an incredible layout with high ceilings and expansive living spaces. Step into the impressive first floor, where the spacious primary suite awaits, complete with an abundance of closet space and a luxurious ensuite bathroom. The entrance and family room boast soaring ceilings and a cozy fireplace, creating a warm ambiance that overlooks the serene property. The first floor also includes a large formal dining room, a stylish open-concept eat-in kitchen with stainless steel appliances, and a convenient half-bathroom in the hallway. The attached two-car garage provides direct access to the home, leading into a practical mudroom and laundry area. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and a versatile den area ideal for entertaining or relaxation. The second floor also features a massive unfinished attic space, perfect for storage or potential recreational use. Additionally, the home offers a full unfinished basement, providing even more space for your needs. Outside, enjoy the privacy of a corner property with a well-maintained deck area and lush landscaping, creating an ideal outdoor retreat. Don't miss the opportunity to make this stunning townhouse at 101 Victoria Place your new home!, Additional information: Min Age: 55
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Our Executive Mortgage Banker:
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$929,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $743,200 | $743,200 | $743,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,326 | $1,326 | $1,326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,337 | $4,698 | $6,272 |
Total Monthly Payment | $5,755 | $6,116 | $7,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.