Discover affordable living with stunning mountain views at 34 Preson Lane in Columbia, NH! This 2-bedroom, 2-bath home offers an open-concept kitchen, dining, and living area, filled with natural light and designed for convenience. The primary bedroom features a spacious walk-in closet and a full bath, while the main bathroom is a 3-piece with a shower stall. Right off the kitchen, a large pantry and laundry area add functionality and ease to daily living. Situated on a corner lot in the Shrine mobile home park, this property offers proximity to downtown Colebrook with the added benefit of Columbia’s lower tax rates. Outdoor enthusiasts will appreciate direct snowmobile trail access and beautiful views of Mount Monadnock from the large deck. A fenced dog pen, accessible from the back door, and a pleasant lawn area provide great outdoor space. With affordable park rent, this home is a fantastic option over renting, combining comfort, accessibility, and a scenic setting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $53,520 | $53,520 | $53,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $361 | $352 | $451 |
Total Monthly Payment | $455 | $446 | $545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.