1392 W 1ST Street, Jacksonville, FL, 32209 | $185,000

Adorable home with 3 bedrooms and a rare for the area, 2 and one half baths all on a single level. As you enter the home you are met with the open floor plan, Vaulted ceiling, half bath, living room, dining room and kitchen. You'll love that the first two bedrooms share the full Jack and Jill style bathroom. The bright and airy kitchen is well equipped and All kitchen appliances stay with the property EXCEPT the deep freezer and countertop microwave. The washer/dryer does convey. The owner's suite has the second exterior door. The owner's bathroom has an oversized, tiled walk in shower with plenty of room to move around. This home sits on a spacious, well manicured, fully fenced yard, double car carport with concrete pad and open porch. The oversized side yard more than makes up for the smaller backyard. Entertaining will definitely be a breeze with so much space. Within minutes of downtown, city bus lines and Amtrak. Very easy to get around town from this property.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Cottage
  • Year Built: 2013
  • Heating: Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,044
  • Acreage: 0.13
  • Est. Taxes: $522
  • Appliances: Electric Range, Electric Water Heater
  • MLS#: 2055097
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/2055097/1392w1ststreet_jacksonville_fl?source=qrflyer
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Listing courtesy of exp Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1392 W 1ST Street, Jacksonville, FL, 32209

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $985 $972 $1,248
Total Monthly Payment $1,104 $1,091 $1,367

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.