The convenience of the Bayshore Gardens location has made this a long-time popular retirement neighborhood. This condo unit with its New AC Unit, New flooring, New Water Heater, New Refrigerator and upgraded cabinets, and New bathroom cabinet and sink is one of the best values available! You'll love the open feeling of the living area, which leads to the screened lanai (it can also be a winter Florida room, with the movable panels to close it in). The view from this 2nd floor condo home includes the pleasant, quiet courtyard and Florida foliage. Large windows allow lots of natural light to make this condo home feel cheery year-round. The owners' suite offers space for a king-size bed, a good size closet and a walk-in shower in the attached bathroom with its brand new cabinet and sink. The super bonus space in this floor plan is a 10' x 5' room that can be used as an office, exercise hide-away, or for air conditioned storage - it could be fitted out to be a huge walk-in closet! It has its own exterior door for convenience. The elevator and stairs are both nearby. This group of buildings has a fence surrounding it, so it's the quietest location in the area, with no cut-through traffic. There's a fenced storage area for bikes and scooters. The pool is private, and you can host a great big party in the club house with its convenient kitchen or join in the neighborhood holiday fun events. Located within 15 minutes of the beaches, airport, Ringling Art Museum and Mansion, Publix, TJ Maxx, Target, churches, New College, the University of South Florida with it's many interesting programs offered to us all, State College of Florida, many restaurants & other businesses, this is the convenient location you've been searching for! The price is easy on your budget! Don't wait!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,029 |
Total Monthly Payment | $1,042 | $1,042 | $1,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.