Adorable COASTAL VIBES home in Gardens of Gulf Cove with IMPACT WINDOWS and NO FLOOD ZONE now available for someone looking for a seasonal retreat or downsizing! This single family home community in Port Charlotte (close to Englewood) offers TWO SWIMMING POOLS (one is heated), a recreational/fitness center and loads of activities at your fingertips including a tennis court (suitable for Pickleball), shuffleboard, basketball court, bocce ball or inside the rec center are fitness equipment, pool tables, air hockey and card tables. To top it off, the HOA fees are beyond reasonable at only $440 annually! You also have the convenience of UNDERGROUND UTILITIES and CITY WATER/SEWER!
This beautifully maintained home comes FURNISHED with 2 bedrooms and 2 baths and a sprawling Florida Room for year round use with ceramic tile throughout the main living spaces. The expansive primary bedroom features a large built in closet and en-suite bathroom with updated vanity, and stylish laminate floors. The second bedroom features a walk-in closet in addition to a picturesque box window. The guest bathroom has been updated designer-style as well! The kitchen is equipped with beautiful tile countertops, ample cabinet space and an adjoining dining/eat-in area. The FLORIDA ROOM showcases expansive windows from end to end with gorgeous plantation shutters. INSIDE LAUNDRY for your convenience!
The backyard oasis is private and partially fenced and boasts paver decking and a shed for storage. There is also an existing pergola and plenty of entertaining space! Roof is new from 2023, AC 2017 and brand new water heater just installed!
There is a wealth of activities to relish in this vibrant community and beyond whether you are a fishing and boating enthusiast or simply seeking a relaxing lifestyle. Several boat ramps and fishing piers nearby and an abundance of golf courses as well! Of course, there are our PRISTINE GULF BEACHES nearby to soak up the surf and sun! Also a plethora of restaurants, grocery, farmer's markets and shopping including Dearborn Street and Downtown Punta Gorda where you can enjoy cultural events, live entertainment and fine dining! Close proximity to local and regional airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,393 | $1,788 |
Total Monthly Payment | $1,623 | $1,606 | $2,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.