MUST SELL FOR 166, 428 AND NOT A PENNY MORE! HERE TODAY GONE TOMORROW! Welcome to 4 Blinkoff Court, Affordable Housing in Torrington! Situated on the Harwinton line in the desirable Torringford neighborhood, this lovely 1, 584 sq ft single-family home offers three generously sized bedrooms and 1. 5 bathrooms, designed for modern family living. Inside, you'll find a bright and welcoming interior, complete with an updated kitchen perfect for meals and entertaining. The convenience of first-floor laundry makes daily routines a breeze. A new entry door and storm door were installed in 2022, adding style & energy efficiency, and a brand new hot water heater was added in 2021 for reliable comfort. The full, partially finished basement provides abundant storage and potential for additional living space, ready to become a home gym, playroom, or office. Outside, the expansive, fenced-in backyard is ideal for summer gatherings, play, & relaxation, featuring a spacious deck for dining or lounging. Pet owners will appreciate the invisible pet fencing in the rear, offering a secure area for pets. This home also boasts unbeatable accessibility, with quick and easy access to Route 8, Route 202, and Route 44, making commuting and exploring nearby areas a breeze. Don't miss this beautifully maintained property that perfectly balances modern updates, convenience, and outdoor enjoyment-all at an unbeatable price. Schedule your showing today and see everything this Torrington treasure has to offer! This is Affordable Housing and must sell for list price. Buyer must make more than 40, 000 and have credit 660+; buyer must make less than specific amounts based on household size. Application must be submitted to Torrington Affordable Housing and will be subject to approval based on requirements and full credit / background screening. Cost of application is 75/person. Guidelines, application, and further information will be provided to serious buyers upon request. Highest and best by Friday 11/15 @ 5PM.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 14.0 x 20.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 11.0 | Upper |
Dining Room | Composite Floor | 12.0 x 11.0 | Main |
Full Bath | Tub w/Shower,Tile Floor | 8.0 x 7.0 | Upper |
Half Bath | Laundry Hookup,Hardwood Floor | 7.0 x 5.0 | Main |
Kitchen | Composite Floor | 12.0 x 9.0 | Main |
Living Room | Hardwood Floor | 15.0 x 20.0 | Main |
Primary Bedroom | Hardwood Floor | 19.0 x 11.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $133,142 | $133,142 | $133,142 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $864 | $853 | $1,106 |
Total Monthly Payment | $1,194 | $1,183 | $1,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.