On a quiet side street in desirable Witchcraft Heights, 19 Gallows Hill Road is set on a picture perfect level lot. This three bedroom, one bath home has been lovingly maintained by the same owner for more than 50 years. The living room is bright and welcoming with hardwood floors and a wall of windows. The eat-in kitchen is generously sized and overlooks the spacious and private backyard. Three bedrooms, all with hardwood floors and a full bath complete this level. The partially finished lower level offers endless possibilities as a game room, 4th bedroom, teen suite or office. Other highlights include vinyl siding, newer vinyl replacement windows, a newer roof (2014), newer oil tank and two driveways. Located . 2 miles to Witchcraft Heights Elementary, . 5 mile to Gallows Hill Park, and 5 minutes to the train station, this home is the perfect combination of privacy and convenience.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 8.5 x 14.1 | First |
Bedroom 3 | Closet, Flooring - Hardwood | 8.8 x 11.3 | First |
Kitchen | Flooring - Laminate, Exterior Access, Lighting - Overhead | 11.8 x 14.0 | First |
Living Room | Flooring - Hardwood | 13.2 x 16.9 | First |
Master Bedroom | Closet, Flooring - Hardwood | 12.2 x 10.6 | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,030 | $3,909 |
Total Monthly Payment | $3,628 | $3,625 | $4,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.