Just a HOP, SKIP and a JUMP to Mt Tom State Reservation is where you will find this affordable home! Nestled at the end of a shared driveway offering privacy galore, with easy access to Holyoke and Northampton and all they have to offer, and minutes to local highways. You will be surprised by all the space this home offers, the kitchen, dining area and living room all open up to each other. You will also find three bedrooms, one with built ins, an updated full bath and a spacious family room with a built in bar and room for a pool table on this level. The lower level offers another finished room, it could be a great office space, bonus room, maybe even another bedroom if you need it. . . another bath with a shower, laundry and storage round off this level. One car attached-under garage, chicken coop, patio and lots of outdoor space can yours too!
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wood | First |
Bedroom 3 | Flooring - Wood | First |
Dining Room | Closet/Cabinets - Custom Built | First |
Kitchen | Flooring - Vinyl | First |
Living Room | Flooring - Wood | First |
Master Bedroom | Flooring - Wood | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,377 | $1,747 |
Total Monthly Payment | $1,754 | $1,752 | $2,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.