***OPEN HOUSE 11/9/24 11am-1pm***Welcome to your dream home where the only thing as beautiful as its updates is its outdoor oasis with huge pool and pond views! This delightful 4-Bed, 2-Bath home in St. Johns offers a generous approximate 2, 279 square feet of renovated bliss. Step inside to discover a shiplap-adorned fireplace, new floors throughout , updated mudroom, and all BRAND NEW kitchen appliances. The primary bedroom's bath feels like a spa retreat with updated vanities for a cozy feel. Step outside to your family's dream backyard, featuring a huge swimming pool with a brand-new pump, new fence and is perfect for Florida's sunny days. A cedar gazebo on a concrete slab awaits your family gatherings, not to forget the waterfront view that ensures your coffee times are postcard-worthy. Oh, and for those adventure lovers, there is a private RV/Boat parking spot right at home! This is a MUST see!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$582,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $466,000 | $466,000 | $466,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,179 | $3,097 | $3,930 |
Total Monthly Payment | $3,661 | $3,579 | $4,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.