Welcome to this charming multi-family home, ideally located in the heart of Richmond Hill! This two-story property offers versatile living arrangements with two spacious apartments plus a semi-finished basement. The first floor features a bedroom, living room, kitchen, and a spacious bathroom. The second floor, with an additional attic level, includes two bedrooms, two full baths, a living room, dining room, and an eat-in kitchen. Enjoy the elegance of bamboo wood floors throughout the home. Recent updates include a fairly new boiler, water heater, and roof with a 200 AMP electrical panel. The semi-finished basement comes with a private entrance and opens to a generously sized backyard, perfect for relaxation and entertainment. This property also includes a 2 car garage and long driveway, accommodating three or more vehicles. Conveniently located close to the A, E, F, and J subway lines, bus routes, shopping and dining options, places of worship, parks, airports, and major highways. Whether you're seeking a comfortable family home or an investment opportunity, this home is a must-see! Schedule your tour today to explore the potential that awaits!
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,140 | $4,546 | $6,069 |
Total Monthly Payment | $4,727 | $5,133 | $6,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.