Welcome to 45 Lindbergh Street, a charming colonial home that perfectly blends classic character w/modern upgrades. Boasting 1, 734 sf of thoughtfully designed living space, this residence features 3 BRs, 2 FBAs. Step inside & be greeted by a welcoming foyer that leads to an open kitchen/dining area, fully renovated, featuring quartz countertops, white Shaker cabinetry, SS appliances. A breakfast bar/ kitchen island provide additional seating & workspace, making it an ideal spot for casual dining & entertaining. The spacious living room is centered around a cozy FP, perfect for relaxing evenings. HDWD floors throughout the home, adding warmth and elegance. The newly finished LL includes a versatile home office space w/a BI desk, catering to your work-from-home needs. The primary BR, along w/2 additional BRs, ensures plenty of room for restful retreats. Outside, the backyard features privacy & tranquility, complete with a new patio for outdoor gatherings. The 2 car garage & repaved driveway provide convenience & ample parking. Additional features include CAC, gas heat, & tankless hot water heater, ensuring comfort & efficiency year-round. Situated on a street w/higher-priced homes, this 1920s colonial is a rare find in Fairfield center, offering an unparalleled in-town location. The new front door & walkway add to the home's curb appeal. This home is the perfect blend of history, charm, & modern living, all within a stone's throw of a charming NE town center. Subject to sellers finding suitable housing. NOT in a Flood Plain!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
Bedroom 2 | Hardwood Floor | 8.0 x 12.0 | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Built-Ins,Hardwood Floor | 11.0 x 14.0 | Main |
Living Room | Fireplace,Hardwood Floor | 11.0 x 17.0 | Main |
Primary Bedroom | Hardwood Floor | 9.0 x 17.0 | Upper |
Rec/Play Room | Built-Ins,Composite Floor | 10.0 x 24.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $771 | $771 | $771 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,116 | $5,111 | $6,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.