Welcome to 812 W Rich Ave in DeLand, known as "The Athens of Florida" because of the city's commitment to education, beauty and culture! This 3-bedroom, 4-bathroom home offers an expansive 3, 500 sq ft of living space on nearly half an acre of fenced land. Perfect for both relaxation and entertainment, this home features formal living and dining rooms as well as a spacious family room, an additional den/study which serves as versatile space that can easily transform into a fourth bedroom if needed. The large, open kitchen flows seamlessly into the Dining and Family Room areas, making it a central hub for daily life. Just off the kitchen, you’ll find a large laundry room with ample storage and a convenient passageway to the oversized side-entry garage. The highlight of this home, however, is the incredible 1, 332 sq ft bonus room, currently set up as a media and game room, complete with a pool table that the seller is leaving behind as a gift for the next owners. Imagine movie nights, game days, or hosting friends and family in this spacious and lively environment. Step outside, and you’re greeted by a screen-enclosed pool area that beckons for relaxation and outdoor fun. The generous backyard, surrounded by secure fencing, offers ample space for pets and play, making it a perfect fit for the whole family.
This home’s efficiency is further enhanced by solar panels installed just three years ago, providing significant savings on utility costs. Situated just 1. 5 miles from Stetson University, this property also presents a fantastic investment opportunity, with an easy commute or potential for rental income. This home truly has it all, blending comfort, style, and smart amenities in a prime location. Come explore this exceptional property today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $3,101 | $3,099 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.