Discover your dream retreat in the welcoming 55+ community of Ocala Palms! Situated in the NW Ocala area, renowned for its scenic horse country, this home combines elegance, comfort, and convenience — perfect for your next chapter. This beautifully maintained home features a thoughtful 2-bedroom, 2-bathroom layout, perfect for quiet, peaceful living. Savor the beauty and durability of ceramic wood-look tile floors in the living and dining areas. A climate-controlled two-car garage offers versatility for your vehicles or as a creative workshop. Enjoy modern comforts with newly installed energy-efficient windows (2023), a roof renewed in 2015, and a NEW HVAC SYSTEM installed Dec 2024 for year-round coziness. Enjoy outdoor living with a spacious enclosed lanai and a screened patio with elegant pavers ideal for basking in Florida’s sunshine. Nestled on a peaceful cul-de-sac, the home sits on a beautiful golf course, offering tranquil green vistas and serene surroundings. Located near the renowned World Equestrian Center, you’re just a short drive away from Ocala’s main conveniences. Designed with the active adult in mind, this community invites you to enjoy a lively, engaging lifestyle. Ocala Palms offers several amenities to enhance your life, featuring a golf course, tennis / pickleball courts, indoor and outdoor pools, a vibrant community clubhouse, and an array of social clubs and activities that promote a strong sense of community and connection. This is your chance to experience life in one of Ocala's most desirable communities. Schedule a viewing and explore the warmth and features that make this property truly exceptional. Experience your next adventure in Ocala Palms — where scenic beauty and comfortable living converge.
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Our Executive Mortgage Banker:
Our Insurance Division:
$317,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,320 | $254,320 | $254,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,757 | $1,713 | $2,163 |
Total Monthly Payment | $2,138 | $2,094 | $2,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.