Welcome to your serene retreat at 82 Duck Brook Circle in beautiful Bolton, VT! This charming 4-bedroom, 2-bathroom Cape is nestled on a picturesque 1. 18-acre lot, surrounded by thoughtfully landscaped gardens and mature trees. The heart of this home is undoubtedly the well-appointed kitchen, featuring stainless steel appliances, a stylish subway tile backsplash, and a delightful coffee bar—perfect for your morning brew. Step out from the kitchen onto the spacious deck, overlooking a delightful backyard garden that promises serenity and beauty. With an awning and removable screens, this is your outdoor oasis, where you can relish nature without the buzz of pesky bugs. Designed for easy maintenance, the home allows you to spend more time enjoying your surroundings, and with four bedrooms, there’s no lack of space when guests come to visit or for your home office. You’ll appreciate the baseboard hot water heating system, serviced this year, ensuring your comfort year-round. The two-car attached garage provides convenient entry, and you’ll love the thoughtful touches throughout. Located in a welcoming neighborhood, you’re just a quick drive from Richmond, Waterbury and the Bolton Valley Resort, with the Preston Pond Conservation Area just minutes away for outdoor adventures. Don’t miss this opportunity to make this charming home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,330 | $2,300 | $2,983 |
Total Monthly Payment | $3,022 | $2,992 | $3,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.