Charming location within the coastal town of Swampscott sits this sweet split entry home. With some TLC this home can surely shine again. Featuring 3 bedrooms & 2 1/2 baths (one is ensuite off primary); an open lay-out concept with large fire placed living room leading to the dining room and a sunroom off of it. The kitchen has morning sunlight and a door to a large back deck. The yard has mature plantings, a mix of sun and shade, and irrigation system Downstairs there is a half bath with laundry and two additional well-sized rooms with interior access to the garage. With easy access to Boston and an in-town commuter rail stop, this location offers the perfect balance of coastal charm and urban convenience. Short distance to Whole Foods, shops, and restaurants in Vinnin Square. This property is being sold As is.
Type | Description | Level |
---|---|---|
Bedroom 2 | First | |
Bedroom 3 | First | |
Dining Room | Open Floorplan | First |
Kitchen | First | |
Living Room | Open Floorplan | First |
Master Bedroom | Bathroom - 3/4 | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,411 | $4,379 |
Total Monthly Payment | $4,197 | $4,154 | $5,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.