Perico Bay Club Courtyard Villa over-looking peaceful pond/lake for you to enjoy wildlife and tranquility. Guard gated active community within minutes from Anna Maria Island. Enjoy tennis, Olympic size community pool at clubhouse with fitness center, tennis courts and pickleball courts. Smaller pools/spas in each of the 12 neighborhoods. 2 pets allowed with total weight of 50#. 1 month minimum rentals up to 3 times per year. Vaulted ceilings throughout living room, both bedrooms and even the spacious walk-in closets. 2 primary bedrooms both with en suits, one with a shower, the other with a tub. Light bright and open floor plan. This unit is ready for new owner to make it their own. Needs some TLC as original everything except AC 2016, hot water heater 2017, roof has 5 years of economic life and maintained by HOA all in working condition. Perico's 300 acres of manicured grounds include 13 lakes & kayak access to the Intra Coastal Waterway & Palma Sola Bay. Perico is home to an incredible variety of birds & marine life & eagles. There are 42 villas in this HOA & it has its own heated in the winter & chilled in the summer pool plus spa.
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Our Executive Mortgage Banker:
Our Insurance Division:
$392,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $313,600 | $313,600 | $313,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,139 | $2,084 | $2,645 |
Total Monthly Payment | $2,396 | $2,341 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.