Charming cottage one block from Main St. in West Pelzer. This home exudes charm and character from the moment you open the door, The kitchen welcomes you with solid wood cabinets, lots of counter space and an island to entertain guests. Proceed to the large bright formal dining room to enjoy dinner with your family or guests. The living room is cozy and invites you to sit a while to enjoy coffee and dessert, from the living room sit a spell in the sunroom with wood beam ceiling or use this space as a bright office space. The beautiful gardens beckon you the moment you step out of your car, with many blooming flowering plants year-round, blueberries, strawberries and fig with full in ground sprinkler system, a gazebo and covered front porch to enjoy the peace and tranquility. The large 2 car garage has plenty of storage to store your garden tools and there's a large storage room to store lawn mowers, blowers etc. , put your boat or another vehicle in the attached carport. Take a walk downtown to restaurants, shopping or to let the kids enjoy Chapman Park. The current owner uses this as a residence and a money-making Air BnB. You'll love the endless possibilities so come take a look today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,795 | $1,749 | $2,239 |
Total Monthly Payment | $1,993 | $1,947 | $2,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.