Welcome to 138 Spring Valley Drive, an elegant home nestled in East Greenwich's established Pine Wood neighborhood. This 3-bedroom, 2. 5-bath property combines luxurious features with classic charm and modern amenities. The first-floor master suite offers a spacious walk-in closet and a designer bathroom with a marble floor, a walk-in tile shower, and a separate soaking tub. The grand great room invites you to unwind beneath its soaring ceilings and enjoy the warmth of a classic brick fireplace. Adjacent is a stylish, off-white designer kitchen featuring granite countertops, a large center island, and stainless-steel appliances. Outdoors, you'll find an inviting inground pool, perfect for relaxation or entertaining. Additional highlights include an oversized 2-car garage, gas heat, central air, sewer, and town water. Located just off Middle Road, this property offers easy access to the high school, town amenities, major highways, the airport, train stations, and the popular destinations of Providence, Newport, and nearby beaches. This exceptional home is move-in ready and perfectly positioned for both convenience and comfort.
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Our Executive Mortgage Banker:
Our Insurance Division:
$705,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $564,000 | $564,000 | $564,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,752 | $3,749 | $4,836 |
Total Monthly Payment | $4,497 | $4,494 | $5,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.