$10k Price reduction! Welcome to 20439 Peachland Blvd, Port Charlotte, Florida— NO HOA, NO CDD! For your vehicles and projects, the home offers a 2-car attached AND a 18x24 detached garage, which includes a window air-conditioner and a separate drive-way. This setup is ideal for boat, RV, or car enthusiasts, offering plenty of parking space. This delightful 2-bedroom pool home offers a blend of comfort and convenience with a split floor plan, two spacious bedrooms, each boasting walk-in closets for ample storage. The updated primary bathroom is equipped with double vanities, a separate water closet, custom tiled shower. The laundry room is equipped with a utility sink, closet and extra cabinets for ample storage space. The large living-room extends into the dining area, providing a warm and inviting space for relaxation and entertainment. Just off the dining area is the Florida room where you will enjoy panoramic views of the backyard and pool area. Recent upgrades ensure peace of mind and efficiency. A NEW ROOF was installed in 2021, and the AC was replaced in 2023. The home also benefits from whole-house SOLAR panels installed in 2021, valued at $50, 000. The solar panels significantly reduce the electric bill with a current connection fee of $43 a month. The outdoor space is perfect for leisure and entertainment, featuring a saltwater swimming pool, an oversized pool deck, an outdoor shower and plenty of extra green space for your outdoor activities. No need to worry about your pets, as the backyard is enclosed with a PVC privacy fence, adding a touch of seclusion and security. Regarding the solar and AC systems, balances are owed. The seller offers the flexibility to pay them off at closing or, if the buyer prefers a smaller mortgage balance, they can choose to assume the balance(s) of the solar and/or AC, subject to qualification and approval by the service provider. Should the buyer choose to assume the AC balance, the unit comes with a transferable lifetime warranty. This charming home at 20439 Peachland Blvd is ready to welcome its new owners. Schedule a viewing today and experience all the wonderful features this property has to offer! Virtual tour this great home by clicking on the link. . . https: //my. matterport. com/show/?m=g4GNcRLgStc
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,361 |
Total Monthly Payment | $2,256 | $2,254 | $2,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.