This spacious, move-in ready 2 Bedroom, 2 Bathroom manufactured home in the 55+ Floral Lakes Community in Bartow, Florida features a large kitchen with solid surface countertops, ample storage in wood cabinets, and breakfast bar, a Dining area with built in cabinetry and hutch, a large Living Room with sliding glass door that opens into the Florida Room with independent mini-split air conditioning system, currently used as a third bedroom. Primary Bedroom with dual closets and en-suite bathroom with shower and linen closet. Guest bathroom features a tub/shower combo. Full size washer and dryer (included) are located in the utility room in the carport. Home is equipped with Blink surveillance system that includes floodlight, exterior cameras, and doorbell AND will include a portable 3-way generator (propane, natural gas, or gasoline) that can be used in the event of a power interruption. Windows are double pane glass, which help with energy efficiency and reduction of outside noise. Single car carport, plus covered golf cart parking (golf cart not included). Located in central Florida, between Tampa and Orlando, this golf cart friendly community is near the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Here you OWN YOUR LAND (no lot rent) and pay low monthly HOA fees. The Floral Lakes community offers access to a stocked pond with community boat ramp and dock. Clubhouse amenities include recreation space, shuffleboard, putting green, and large heated swimming pool. Social clubs, dances, exercise, pot lucks, and MORE!
Association approval is required for purchase. Call your Realtor today for more information and to schedule a showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $133,200 | $133,200 | $133,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $897 | $885 | $1,123 |
Total Monthly Payment | $1,094 | $1,082 | $1,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.