389 Mallory CT, Naples, FL, 34110 | $1,075,000

Beautiful North Naples home with stunning lake views located in the coveted community of Eden on The Bay! Situated in a prime location, this residence is nestled West of US-41 and Vanderbilt Dr, close to the pristine beaches of Bonita Springs and Naples. High & Dry in Flood Zone X500 where flood insurance is optional! This bright and airy home features 3 bedrooms + den, 3 bathrooms, newer roof (2018), newer AC (2019), soaring high tray ceilings, and tile flooring. Step outside into your private backyard oasis and enjoy the beautiful lake views and highly sought-after Western exposure for breathtaking sunsets. The expansive screened lanai is perfect for entertaining, boasting a pool, spa, ample lounging space, and a summer kitchen equipped with a grill and mini fridge. Among the largest pools in the neighborhood, this pool has been completely renovated, including a new solar water heater (2022) and a newer pool aqua system (2020). The beautiful chef’s kitchen features sleek white cabinets, light countertops, tiled backsplash, stainless-steel appliances, and a convenient dry bar with a built-in wine cooler. Retreat to the generous primary suite, which offers glass sliders for easy access to the lanai, a stunning accent wall with wood detailing, a spacious walk-in closet with custom built-ins, and a luxurious bathroom with dual vanities and a walk-in shower. Eden on the Bay is a tranquil, gated community with exceptional amenities, including a community clubhouse, pool, spa, and fitness center. Homes in the exclusive Eden on the Bay community are incredibly rare, with this being the only property currently available! Perfectly located close to walking and biking trails, SWFL’s world-class beaches, marina’s, yacht clubs, fantastic restaurants, Mercato, and easy access to RSW airport.

Features

  • Amenities: Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: EDEN ON THE BAY
  • Year Built: 2004
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan
  • Approx Sq. Feet: 2,438
  • Acreage: 0.17
  • Est. Taxes: $4,067
  • HOA Fee: $1,099 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 224088768
  • Website: https://www.raveis.com
    /eprop/224088768/389malloryct_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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389 Mallory CT, Naples, FL, 34110

$1,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $860,000 $860,000 $860,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $339 $339 $339
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,507 $5,507 $7,551
Total Monthly Payment $5,971 $5,971 $8,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.