Waterfront/Boating/Nature Loving Community! You absolutely do not want to miss the chance to experience this breathtaking WATERFRONT COMMUNITY – often regarded as Bradenton's best-kept secret! Immerse yourself in the unparalleled serenity that accompanies waterfront living, where you will be surrounded by the vibrant natural beauty of Florida's breathtaking landscapes and wildlife at their finest. If you find immense joy in being away from the hustle and bustle of everyday life while still valuing the convenience of being close to major highways, shopping destinations, and delightful restaurants, then your search ends here. Harborage is a stunning gated community that is abundant in nature and tranquility, featuring picturesque walking trails and a charming riverfront gazebo, which is conveniently located directly across from its own private marina. These boat docks are available on a first-come, first-served basis, and a lease is required to fully enjoy this incredible amenity.
As you explore this community, you will discover inviting picnic areas, a beautiful park, a launch area for canoes and kayaks, a well-designed fishing pier, a refreshing community pool, a state-of-the-art clubhouse, and an equipped fitness center that caters to all your recreational needs. If you have ever dreamed of having it all in one beautiful package, then this is your moment – it’s all right here waiting for you!
This exceptional turnkey first-floor unit boasts 2 spacious bedrooms, 2 well-appointed baths, and a convenient 1-car garage. Constructed in 2012, this residence comes complete with all essential appliances, including a washer and dryer to make your life easier. The thoughtfully designed open floor plan allows for easy living and seamless interaction, with split bedrooms that provide privacy and comfort. The master bedroom is a true retreat, featuring dual sinks for added convenience and double walk-in closets to accommodate all your belongings, while the second bedroom is also equipped with a generous walk-in closet. The garage is conveniently positioned directly across from the unit, making access to your vehicle incredibly easy.
Step outside to the lovely walk-out screened-in lanai, which serves as an additional living area where you can unwind and soak in the serene view of the surrounding conservation land and abundant wildlife. This area offers beautiful vistas and a peaceful ambiance at any time of the day, making it an ideal spot for relaxation or entertaining guests.
This delightful NEAL Community was meticulously designed to evoke the charming essence of Key West. You will understand precisely what we mean once you visit and experience it for yourself. It’s a lifestyle that embodies everything wonderful about living in Florida. Did I mention that Harborage is conveniently located just minutes from I-75, the popular UTC Mall, and the award-winning Gulf Beaches such as Anna Maria Island, Longboat Key, and Siesta Key? The Sarasota/Bradenton Airport is also just around the corner, making travel a breeze, while Tampa is only an hour away! Plus, the illustrious Lakewood Ranch and the vibrant St. Armand’s Circle are right nearby. For golf enthusiasts, you’ll be delighted to find that there are courses available for every skill level, all just a short drive away. Don’t hesitate to take the plunge into the luxurious Florida lifestyle at its best – your dream home awaits!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
Total Monthly Payment | $2,173 | $2,171 | $2,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.