HIGHLY DESIRABLE RANCH-STYLE END UNIT at Spruce Pond Village with an attached 2-car garage offers the convenience of one-level living. The bright & spacious open floor plan seamlessly connects the dining room & living room, enhanced by vaulted ceilings, skylights & a cozy fireplace. Enjoy direct access to your private composite deck through sliders, perfect for relaxing or entertaining. The gracious kitchen boasts granite counters & a charming breakfast area, ideal for casual meals. You'll appreciate the convenience of having the washer & dryer on the first floor. Retreat to the master suite featuring double closets & a full bath, while a spacious second bedroom & an additional full bath complete the main level. The expansive walkout basement offers endless possibilities for additional living space, whether it's a family room, home office, or recreational area. Don't miss out on this exceptional opportunity to make 21 Spruce Pond your new home!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Dining Room | Flooring - Wall to Wall Carpet, Open Floorplan | First |
Kitchen | Flooring - Laminate, Dining Area, Countertops - Stone/Granite/Solid | First |
Living Room | Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan, Slider | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | First |
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Our Executive Mortgage Banker:
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,600 | $3,354 |
Total Monthly Payment | $3,118 | $3,115 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.