If you want the ease of condominium living and a great neighborhood, Spinnaker Point is the place for you. If your "must have" list is a first floor primary en suite and an attached two car garage in Portsmouth, this is the home for you. If you cannot find a turn key home with all the updates done in the last 9 years, we have the home for you. 146 Spinnaker is an end unit located at the end of a cul-de-sac. This home is beautiful, both elegant and contemporary. The kitchen was gutted in 2015, walls removed to open up the area, adding an island with prep sink, Miele DW and under counter cabinets w/ inserts for spices, knives etc. Birchwood floors, quartz counter tops, plaster ceilings, new wiring and plumbing. Exterior vented exhaust fan, JennAir gas stove and gas oven. Kitchen opens into DR/LR overlooking rear of home with floor to ceiling windows with remote blinds. Gas FP with lights. First floor has 1/2 bath and side by side W/D area. 1st floor primary BR and hall have oak wood floor. BR opens to deck with the slider and transom window have been replaced. New 3/4 bath added with glass shower doors, fixed and hand held heads. From the entry hallway, take the open stairway with stainless steel rail system and handrails to the loft at top of stairs offering additional seating area, or office space. 2nd floor BA has new fixtures, tub and subway tile surround, push bottom shower system and hand held shower head. The finished lower level with a walkout has so many potential uses
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,920 | $591,920 | $591,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,888 | $4,992 |
Total Monthly Payment | $4,721 | $4,621 | $5,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.